How it works
A pre-funded, traceable way to pay for care
The HIG platform links funding, services, and providers through one transaction flow.
Five steps from funding to care
- Load fundsA patient, family member, employer, payer, or sponsor funds the patient’s HIG account.
- Convert to tokensThe available balance becomes HIG healthcare tokens for approved use.
- Select careThe patient selects an eligible service from the provider’s agreed catalog.
- Pay at the providerAuthorized staff confirm the patient, service, price, and available balance.
- Receive careThe provider delivers care. The receipt and remaining balance update through the platform.
Who does what
Sponsors and payers
Families, diaspora relatives, employers, and payers load funds into a patient’s HIG account.
Patients
Patients choose an eligible service at a participating provider and pay with HIG tokens.
Providers
Authorized staff confirm the service and price, deliver care, and receive settlement under their partner terms.
HIG tokens
Healthcare value, not a currency
HIG tokens are pre-funded healthcare value for approved services. They are not cryptocurrency or an investment product.
- Pre-fundedTokens come from funds loaded before care.
- Tied to approved careTokens pay for approved services at participating providers.
- Open across the networkTokens work at participating providers, whatever the membership tier.
- TraceableEach payment creates a receipt and updates the remaining balance.
Planned
Future capabilities
- Insurance integrationSecure data-sharing with insurers to support claims and care management.
- Pharmacy paymentsToken payments for prescribed medications at participating pharmacies.
- Unified health profileOne view of service use and payments to support care coordination.
These features are planned. Availability will be confirmed with each partner.
Questions about how HIG works?
Our team can walk you through the platform.